How do I help you? I review your current plan to see where you are currently paying taxes. Are you a sole proprietor or do you have a corporation/ LLC? Are your investments growing in tax deferred vehicles or in taxable accounts?  Do you give to charity and are currently taking RMDs? Are you eligible for an HSA?

These are just some of the basic questions to get you started. The goal is to try to make sure you are being tax efficient and not paying out more than you must.

But there is more to the planning that I do. The items above really look at just the taxes you are paying today.  And while no one wants to pay more today than they must, they often don't understand how their current investments will affect them in retirement.  By not having your assets located in the right buckets you could set yourself up for future tax traps. Do you understand how your future income will impact how much you pay for Medicare? What about RMD’s on your IRAs and 401(k)?  While this may seem complicated, don’t worry I will do all the heavy lifting and when needed, I have additional partners I collaborate with to create your plan.